ClearGate monitors every transaction, scores risk in real time, and alerts your compliance team before losses compound — at a price that makes sense for $500M–$10B institutions.
Backed by what works
Same detection models that protect Fortune 500 card portfolios — adapted for core banking rails
Connects to Fiserv, Jack Henry, Corelation, and Nucleus core systems
FFIEC-compliant audit trails and real-time alerting built in from day one
Four layers of protection, fully automated
Every ACH, card, wire, and RTP transaction is scored in milliseconds. ML models trained on anonymized fraud patterns across community FIs — not just the big banks.
Baseline your customers' normal transaction behavior. Flag deviations before they become losses. Adapts as your member base evolves.
High-risk alerts surface instantly with full context — not a raw log dump. Low-priority items resolve automatically. Compliance staff spend time on decisions, not data entry.
FFIEC-aligned audit logs, SAR preparation drafts, and board-ready fraud metrics — generated automatically, delivered on schedule.
$500K/year minimum. 6-month implementation. IT team of 10 required. Designed for banks with dedicated fraud ops departments — not community institutions.
Rule engines that need constant manual updates. No learning. Brittles under new fraud patterns. Maintenance swallows the budget you thought you were saving.
Identity verification, card controls, ACH filters — each solves one slice. None of them connect. You're buying a different tool for every attack vector while fraudsters have one playbook.
It does. They're rules-based, static, and updated quarterly at best. Fraud patterns evolve daily. ClearGate's ML models retrain on new data continuously — the gap between your core's rules and actual fraud patterns is where losses happen.
You don't need to. ClearGate runs autonomously. We handle integration, tuning, and model updates. Your team receives alerts and makes decisions — we handle everything underneath.
ClearGate is SOC 2 Type II certified and all data processing happens in a PCI-DSS compliant environment. Your member data never leaves your control. We score anonymized transaction signals, not personal data.
The 13,000 community banks and credit unions in this country hold the deposits of 100 million Americans. They process payroll for small businesses, auto loans for rural families, mortgages for first-time buyers.
They deserve fraud protection that actually works — not a downsized enterprise product, not a cobbled-together rules engine, not a vendor who'll upsell them in 18 months.
ClearGate exists because someone finally built it for you, not for JPMorgan.